Mortgage Calculator
Practical tip: your mortgage payment is only part of the cost — this tool shows the loan itself, so you can plan for taxes, insurance, and everything on top.
Run your numbers
How to use this tool
Enter the home price and your down payment. The loan amount is price minus down payment — that is what you are actually borrowing.
Enter the annual rate and term in years. Most buyers compare 30-year vs 15-year terms here to see the trade-off.
Press Calculate to see the loan amount, the monthly principal-and-interest payment, and total interest over the life of the loan.
Remember what is not included. Property taxes, homeowner’s insurance, and HOA dues sit on top of this figure — read our escrow guide to estimate the full payment.
Keep reading: borrower guides
How Does Mortgage Escrow Work? Taxes, Insurance, and Your Monthly Payment
How Much House Can You Afford? A Practical Worksheet Approach
What Is Private Mortgage Insurance (PMI)? How It Works
Estimates only, not financial advice. Check final terms with your lender.